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Your use of this website is subject to the terms and conditions that appear here or elsewhere on CEPA’s website(s). We reserve the right to vary or alter such terms and conditions from time to time. Any such change shall take effect upon posting to this website.

Your use

By accessing this website, you agree:

  • that you will access its contents solely for your own private use or for the purposes of the legitimate business of your employer, but in either case for the factual material in the website, content concerning the firm or generally and not for reliance on any advice or analysis.
  • not to copy, amend, reproduce or distribute the content, or disclose the content to third parties, other than in compliance with our copyright and licencing policies.
  • to comply with all applicable laws and regulatory requirements relating to your use of this website;
  • to comply with all reasonable instructions we give you relating to this website;
  • not to advertise or sell any goods or services to other users of this website; and
  • not to benefit commercially from website content.

You are responsible for all telecommunications charges relating to your use of this website.

Many of the documents reproduced on this site were produced specifically for CEPA’s clients and are subject to a specific disclaimer relating to the content and use of that material. The terms of that disclaimer should be reviewed and acted upon if you are using any of the material on this site.

Material provided by you

You agree to ensure that any material you provide (including, but not limited to, emails, images, or responses to any questionnaire available through this website) ("your material") is legal, not offensive, decent and truthful, complies with all laws and regulations, does not infringe any Intellectual Property Rights, is not defamatory, unreliable or misleading or otherwise objectionable and is free of bugs, worms or viruses.

You are solely responsible for your material. If we consider that any part of your material exposes us to the risk of a claim or complaint, we may delete all or part of your material. You must provide all reasonable assistance in this respect.

Material provided by third parties

Certain organisations may have provided website content, having granted us permission to reproduce their material on our website. Where any such organisation is identified on this website in relation to specific content, either on an item by item basis or in general terms, then each such organisation is alone responsible for their content, and CEPA does not have any responsibility in respect of it, except to the extent that such exclusion is prohibited by law. Nothing in this website is to be taken to constitute a partnership or agency relationship between any organisation and CEPA.

Intellectual property rights

We (or third parties who have granted us permission to reproduce their material on this website) own all Intellectual Property Rights in the website content. Nothing in the Notice gives any right, title or interest in the website content or this website and you do not acquire any such right, title or interest through your use of the website. If you need third party software to use this website, you agree to obtain a licence of that software at your own expense or that of your employer.

No guarantee or warranties

We cannot guarantee that this website will operate in accordance with your expectations or will be error free. We may update this website from time to time and we reserve the right to modify, restrict access to or close this website at any time.

We give no express or implied representation or warranty (whether statutory or otherwise) in respect of this website or the website content (including, without limitation, as to their condition, satisfactory quality, performance, fitness for purpose or that it is up to date) and all such representations and warranties are excluded, except to the extent that their exclusion is prohibited by law.

Disclaimer of liability                              

This site is for information purposes and is not an advertisement. Nothing on this site constitutes a binding offer to give any advice or perform any other service in any jurisdiction. Nor does any person accessing, or acting on, our website content of itself imply any duty of care being assumed in any jurisdiction on the part of CEPA toward such person, or any other duty of the kind owed by a firm to its clients. CEPA disclaims all liability accordingly.

The content on this website gives general information only as at its stated date or, if none, the date of first publication as, for example, the regulatory guidelines may have changed in the meantime. Furthermore, it is not intended to give a comprehensive analysis on any subject. Such website content should not be used as a substitute for professional advice, which should be obtained in specific circumstances. No warranty or representation is given that such website content is free from inaccuracies or omissions, or that it is up to date.

This website contains links to other websites and to website content on such other websites. These links are provided for convenience only, and do not imply affiliation with or endorsement by CEPA. We do not monitor or maintain these linked websites. CEPA is not responsible for the operation of, or for website content on, any such other website, or for the operation of, or for website content on, any site through which you may have gained access to our site.

CEPA assumes no responsibility for any loss or damages in respect of this website or any such other website and so disclaims all liability accordingly. Furthermore, CEPA assumes no responsibility for any loss or damages that may be caused to any equipment or software owing to any viruses, defects or malfunctions in connection with accessing or using this website, your material or the website content. Additionally, CEPA has an interest in limiting the personal liability of CEPA individuals. Users of this website shall not be entitled to make any claim personally against any CEPA individual in respect of relevant loss or damage and, on behalf of such CEPA individuals, all such liability is disclaimed accordingly.

Our liability to you in connection with this website is only to take such actions as are reasonably required (in our sole discretion) in order to correct, remove or delete data entered in error, remove or delete data that is the subject of dispute.

Any disclaimers or limitations of liability on this site shall apply to the fullest extent permitted by law in any jurisdiction in respect of relevant loss or damage in respect of this website or any such other web site, but nothing in this Notice excludes or limits our liability for fraud or reckless disregard of professional obligations or for death or personal injury arising from our negligence or that of a director, partner, consultant or employee of CEPA or that of our agents or subcontractors or for any other matter in respect of which liability cannot be excluded or restricted by applicable laws or regulations.

No unsolicited marketing emails

Email addresses are provided on this website for the purpose of pursuing the business of CEPA. By accessing this site you agree not to send unsolicited emails for advertising, market research or illegal or immoral purposes to the email addresses provided. Unsolicited e-mails to CEPA will not be considered confidential, may be disclosed to others, may not receive a response, and do not create a client relationship with CEPA.

Exercise of rights

Our rights under these terms of use and other pages of the Notice:

  • may be exercised as often as necessary;
  • are cumulative and not exclusive of rights or remedies provided by law; and
  • may be waived only in writing and specifically.

A failure by you or us to enforce a provision of the Notice or a breach of a provision by the other or default by the other in performing a provision does not constitute a waiver and does not prevent you or us from subsequently enforcing that provision or from acting on such breach or a subsequent breach of the provision by the other party or default by the other party in performing that provision.


If a provision of these terms of use or of another page of the Notice is or becomes illegal, invalid or unenforceable in any jurisdiction, that does not affect the legality, validity or enforceability in that (or any) jurisdiction of any other provision of these Terms or Notice.

Third party rights

The rights and protections afforded to CEPA under these Terms and elsewhere on the Notice shall be deemed to be afforded to, and enforceable also by, each CEPA entity and each CEPA individual. Otherwise, a person who is not a user of this website may not enforce any of the terms.

Links to CEPA’s website

We only permit electronic links which must fairly indicate CEPA as the destination of the link to pages of this website and from which the Terms and Notice can be accessed. You may not provide an electronic link to any other page of this website or to any other documents hosted on this website without our written consent. Any link to material or information on this site must be neither misleading nor deceptive. We reserve the right to request that you remove an electronic link to this site, or to materials or information on this website, at any time and you agree to remove such a link immediately.

Copyright, trademarks, IP and licence for use

CEPA is the owner of copyright in this website and its contents. No part of this website may be published, distributed, extracted, re-utilised, or reproduced in any material form (including photocopying or storing it in any medium by electronic means and whether or not transiently or incidentally to some other use of this publication), except in accordance with the permissions set out below or as agreed in writing by CEPA or as permitted by law.

The following permissions do not apply to content supplied by third parties. For permitted use of third party content apply to the relevant content owner. CEPA reserves the right at any time at its discretion to withdraw or modify the licences set out below.

You may view this site electronically for your personal use or for the purposes of the legitimate business of yours or of your employer. You may recopy extracted material to individual third parties for their personal use only, but only if:

  • you do so on an occasional basis and free of charge;
  • any copyright notices and the CEPA website address ( remain intact on all printed and electronic copies or, if not present on the original, you acknowledge CEPA as the source of the material; and you inform any third party that these conditions apply to them; and
  • the extracted material remains in complete and unmodified form.

This licence to recopy does not permit incorporation of the material or any part of it in any other work or publication, whether in hard copy or electronic or any other form. In particular (but without limitation), no part of the CEPA website may be distributed or recopied for any commercial purpose or for a fee.

You are responsible for obeying all applicable laws in any jurisdiction relating to the intellectual property rights subsisting in this website. "Cambridge Economic Policy Associates" and "CEPA" are registered trademarks.

Governing law

Any dispute or claim between you and CEPA arising out of or in connection with this website or its subject matter (whether allegedly contractual or non-contractual disputes and claims) shall be governed by and construed in accordance with English law. Users of this website do so on the basis that they thereby submit to the non-exclusive jurisdiction of the English courts for the purpose of any such dispute or claim.